Fourth, ask how long the provider has been in business. What is the business’s Better Business Bureau rating? Are they new or have they been around a long time? Research reviews of the company -- preferably reviews that are not published on the company’s website. Read both positive and negative feedback. This will give you an indication as to why customers who were unhappy have shared this information.
Fifth, know what is needed to enroll your pet in the program. Does your pet need an exam? And what is the age limit? Are vaccines required to cover “certain conditions"?
“Consumer Man” Herb Weisbaum writes that pet insurance can be worth it if you’re going to be strapped for cash when an expensive emergency occurs. He says that to get the best bang for your buck, you should purchase insurance while your furry friend is still young. He advises readers to be aware that this type of insurance is meant to cover costs in a catastrophe, meaning deductibles need to be taken into account. Consequently, he says to choose a higher deductible if it fits your budget so that monthly costs will be lower. And he reminds readers that pets now live longer lives, which means that you just may make a claim.