But it’s also important to determine how quickly you need care. If it’s Friday night, most doctors and some urgent care providers are closed.

Blood gushing everywhere usually means you need an emergency team. Also to be considered: people who are choking, not breathing, passed out, or in such a severe accident that they may need to be immobilized. That’s the time you need to let a professional make the call.

If it’s a matter of not feeling well, including sprains, colds, earaches, minor eye injuries or minor broken bones, then an urgent care facility can treat you. For total non-emergencies, make a doctor’s appointment.

PLAN AHEAD

You should have a good idea of your options before you need them. Nothing instills panic more than having to look up information on unfamiliar places when a child is crying or there appears to be an emergency. It’s a good idea to have a list made up that includes your doctor’s name and phone number, the closest hospital ER, your health insurance plan information, your urgent care clinic, and perhaps a medical helpline phone number. Keep this information in your smart phone and also have it readily accessible in your house.

It’s important to get a professional opinion in some situations. If you’re not sure what to do, then getting on the phone can often help you make the right choice. Your health insurance company may also have preferred locations or, in some cases, a nurse advisory line that can assist. Use a phone call to tell them the situation, including your symptoms or situation, so that they can determine the best course of action.